Retirement Planning is about building a corpus large enough to support your lifestyle once your regular income stops, while accounting for inflation and rising healthcare costs.
The earlier you start, the more time your investments have to grow. Understand your retirement goal, assess the time you have on hand, and choose an investment approach suited to your risk appetite.
Estimate Your Retirement CorpusRetirement Planning is the process of estimating your post-retirement financial needs and investing in a disciplined manner to build the required corpus over time.
A well-thought-out retirement plan considers your current age, expected retirement age, current expenses, expected inflation and life expectancy. It helps you work out how much you need to invest regularly so that your accumulated corpus, along with any other retirement benefits, can support your lifestyle after you stop working. Every investment decision should be based on your own assessment of the associated risks and your personal financial circumstances.
Starting early gives your investments the benefit of time and compounding, while helping you stay prepared for the unexpected.
Starting early gives your investments more time to potentially grow through compounding.
Inflation and healthcare costs tend to rise over time, making early planning important.
A well-planned corpus may help you maintain your lifestyle without depending on active income.
Regular, goal-based investing encourages a disciplined approach towards your retirement goal.
A simple, step-by-step process to help you get started on your retirement journey.
Estimate your expected expenses and desired retirement age.
Use the Retirement Fund Calculator to estimate the corpus you may need.
Review suitable investment options based on your time horizon and risk appetite.
Track your progress regularly and adjust your plan as your circumstances change.
Depending on your risk appetite and time horizon, a mix of options may be considered as part of your retirement plan.
Equity, debt and hybrid mutual fund schemes offer a range of options depending on your risk appetite and time horizon.
A market-linked, long-term retirement savings option regulated by the PFRDA.
Pension and annuity plans that may provide a regular income stream post retirement.
Fixed deposits and other fixed income instruments may help provide relative stability to your portfolio.
Use our Retirement Fund Calculator to get an indicative estimate of the corpus you may need.
Enter your current age, expected retirement age, monthly expenses and a few other details to get an indicative estimate of your retirement corpus and the monthly investment that may be required.
Calculate NowMutual Fund investments are subject to market risks, read all scheme related documents carefully. The Retirement Fund Calculator provided on this page is for illustrative purposes only and is based on the assumptions entered by you; actual results may vary. Any investment decision should be made only after carefully considering the associated risks, applicable terms and conditions, and your own financial circumstances and risk appetite.
Understand your retirement goal, explore your options and make informed investment decisions.
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Calculator estimates are indicative and based on the assumptions entered by you. Please carefully review the applicable terms and conditions and associated risks before making any investment decision.